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Credit Score Confidential

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$11.99 $5.99
There are many misconceptions about credit scores out there. There are customers who believe that they don’t have a credit score and many customers who think that their credit scores just don’t really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and...
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There are many misconceptions about credit scores out there. There are
customers who believe that they don’t have a credit score and many
customers who think that their credit scores just don’t really matter. These
sorts of misconceptions can hurt your chances at some jobs, at good
interest rates, and even your chances of getting some apartments.
The truth is, if you have a bank account and bills, then you have a credit
score, and your credit score matters more than you might think.
Your credit score may be called many things, including a credit risk rating,
a FICO score, a credit rating, a FICO rating, or a credit risk score.
All these terms refer to the same thing: the three-digit number that lets
lenders get an idea of how likely you are to repay your bills.
Every time you apply for credit, apply for a job that requires you to handle
money, or even apply for some more exclusive types of apartment living,
your credit score is checked.
In fact, your credit score can be checked by anyone with a legitimate
business need to do so.
Your credit score is based on your past financial responsibilities, past
payment history and past credit accounts. It provides potential lenders
with a quick snapshot of your current financial state and past repayment
habits.
In other words, your credit score lets lenders quickly know how much of a
credit risk you are.
Based on this credit score, lenders decide whether to trust you financially -
and what rate they will charge you on a loan (or whether they will make the
loan at all.)
Apartment managers can use your credit score to decide whether you can
be trusted to pay your rent on time.

Credit Score Confidential
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