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"They do not realize how much they spend on small things," says one financial planner and an associate professor at a Lone-Star State University. "That's the most basic revelation." Commonly, just by tracking expenses, you will begin to cut back expenses. Keep close track of your spending to make certain...
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"They do not realize how much they spend on small things,"
says one financial planner and an associate professor at a
Lone-Star State University. "That's the most basic
revelation." Commonly, just by tracking expenses, you will
begin to cut back expenses.
Keep close track of your spending to make certain your
money is being spent the way you want it to be used.
Tracking the money you spend forces you to consider where
your money is going and shows you where adjustments
should be made, resulting in more efficient use of your
money and smarter spending habits.
Tracking your spending assists you in answering the
following important questions:
Where and what is my money going?
In what way can I separate my expenses into
categories, so that I may evaluate them?
What boundaries can I set for myself, so that I can
prevent spending on unnecessary things?
In what ways can I track my personal spending to
ensure that my spending stays within my boundaries?
How will I use money I have "found" by closing
monitoring spending to assist me in meeting my longterm goals?